Professional Indemnity

Professional Indemnity Insurance is vital to any business which provides advice based upon their knowledge of expertise.

Client demands have seen increasing contractual responsibilities on professionals and many businesses will now only employ the services of professionals who carry adequate professional indemnity cover. As a result you are more vunerable to being sued for professional negligence.

Naylor Wright have access to a range of policies which provide cover for civil liability arising from a negligent act or omission committed by you.

Cover is provided for claims arising from any dishonest or fraudulent act or omission of any past or present partner, director or employees and includes costs incurred in the investigation, defence or settlement of a claim.

Common principal exclusions are employee disputes, bodily injury of an employee, express guarantee or contractual penalty, liquidated damages, fines, penalties, punitive or exemplary damages, the supply or manufacture of products, any trading losses, your insolvency or bankruptcy, any claims originating in the USA or Canada, computer viruses, nuclear or radiation, war and terrorism, asbestos and pollution.